Cream Cheese Banana Bread
Classic banana bread is delicious on its own, but when you add a creamy cheesecake filling, it transforms into an irresistible treat. This Cream Cheese Banana Bread is perfect for breakfast, brunch, or any gathering. Its moist texture and rich flavor make it a standout dessert that everyone will love. Whether you’re using overripe bananas or just looking for a unique twist on a classic recipe, this bread is sure to impress!
Why You’ll Love This Recipe
- Decadent Flavor: The combination of bananas and cream cheese creates a delightful balance of sweetness and richness.
- Easy to Make: With simple steps and common ingredients, you’ll have this banana bread ready in no time.
- Versatile Treat: Perfect for breakfast, snacks, or dessert; it fits any occasion.
- Freezes Well: Bake extra loaves and freeze them for later enjoyment without losing flavor or texture.
- Kid-Friendly: A great way to get kids involved in the kitchen while making something they’ll love.
Tools and Preparation
Before diving into the ingredients and instructions, gather your essential tools. Having everything prepared will make the baking process smoother.
Essential Tools and Equipment
- 2 loaf pans (9×5 inches)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans: These are crucial for shaping your bread perfectly; the right size ensures even baking.
- Electric mixer: Makes mixing the cream cheese filling easy and quick, ensuring a smooth texture.
- Rubber spatula: Helps in scraping down the sides of bowls to incorporate all ingredients efficiently.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Prepare two 9×5-inch loaf pans by spraying them with nonstick cooking spray.
Step 2: Prepare the Cream Cheese Mixture
In a mixing bowl, beat the room-temperature cream cheese and granulated sugar until smooth. Add one egg and vanilla extract; mix until well combined. Finally, incorporate one tablespoon of flour until fully blended. Set this mixture aside.
Step 3: Make the Banana Batter
In another large bowl, mash the ripe bananas until smooth. Add the melted butter along with both sugars. Mix these ingredients until well combined. Beat in two eggs, vanilla extract, and sour cream until everything is smoothly combined.
Step 4: Combine Dry Ingredients
In a separate bowl, whisk together two cups of all-purpose flour, baking soda, and baking powder. Gradually add this mixture to the wet banana mixture. Stir gently until just incorporated; do not overmix.
Step 5: Assemble in Pans
Divide two cups of banana batter evenly between each prepared pan. Spoon the cream cheese mixture on top of each layer of batter and spread it out evenly. Finish by adding any remaining banana batter over the cream cheese layer.
Step 6: Bake Your Banana Bread
Bake in the preheated oven for about 50-55 minutes. Insert a toothpick into the center; it should come out with moist crumbs when done. Allow your bread to cool completely before serving.
Enjoy your delicious Cream Cheese Banana Bread as a delightful treat at any time of day!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether for breakfast, dessert, or a snack, this bread pairs wonderfully with different accompaniments.
With Fresh Fruit
- Sliced Strawberries: The sweetness of strawberries complements the creamy filling.
- Banana Slices: Enhance the banana flavor by adding fresh slices on top.
- Berries: Mixed berries add a juicy contrast, perfect for balancing the richness.
With Spreads
- Cream Cheese Frosting: For an indulgent twist, spread a layer of cream cheese frosting on top.
- Nut Butter: Almond or peanut butter adds a nutty flavor and extra protein.
- Honey or Maple Syrup: Drizzle over the warm bread for added sweetness.
As a Dessert
- Ice Cream: Serve warm slices with a scoop of vanilla ice cream for a decadent dessert.
- Whipped Cream: A dollop of whipped cream adds lightness and texture.
How to Perfect Cream Cheese Banana Bread
To ensure your Cream Cheese Banana Bread turns out perfectly every time, follow these helpful tips.
- Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients: Make sure all your ingredients are at room temperature for better mixing and texture.
- Don’t Overmix: Mix just until combined to keep the bread tender and moist.
- Check for Doneness Early: Start checking your bread at 50 minutes to prevent overbaking.
- Cool Completely: Allow it to cool completely before slicing to maintain its structure.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs well with several side dishes that enhance its flavor. Here are some great options to consider:
- Greek Yogurt: A side of tangy Greek yogurt adds creaminess and protein.
- Chia Seed Pudding: This nutritious pudding offers a healthy contrast in texture.
- Cottage Cheese: Light and slightly savory, cottage cheese balances the sweetness nicely.
- Granola: Add crunch with granola; it also makes for a great topping option.
- Fruit Salad: A refreshing fruit salad provides brightness and additional flavors.
- Nut Mix: A mix of nuts adds crunch and healthy fats, making it more satisfying.
Enjoy your Cream Cheese Banana Bread in these delightful ways!
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to make a few common mistakes. Here are some pitfalls to watch out for:
- Using cold ingredients: Always use room temperature cream cheese and eggs. This helps create a smooth batter without lumps.
- Overmixing the batter: Mix just until combined. Overmixing can lead to dense bread instead of light and fluffy.
- Not mashing bananas enough: Make sure to mash the bananas well. Lumps can affect the texture of the bread.
- Skipping the toothpick test: Always check for doneness with a toothpick inserted in the center. If it comes out wet, bake longer.
- Using an incorrect pan size: Stick to 9×5-inch loaf pans for best results. Using smaller pans may cause overflow or uneven baking.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap individual slices in plastic wrap for easy snacking.
Freezing Cream Cheese Banana Bread
- Freeze in slices or whole loaves wrapped tightly in plastic wrap and aluminum foil.
- It can be frozen for up to 3 months for best quality.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F and reheat for about 10-15 minutes until warmed through.
- Microwave: Heat individual slices on medium power for about 20-30 seconds.
- Stovetop: Place slices in a skillet over low heat, cover, and warm for about 5 minutes.
Frequently Asked Questions
Here are some common questions about Cream Cheese Banana Bread:
Can I use frozen bananas?
Yes, thawed frozen bananas work great! Just ensure they’re fully thawed and well-mashed before adding them to the batter.
How do I know when my Cream Cheese Banana Bread is done?
A toothpick inserted into the center should come out clean or with a few moist crumbs attached but not wet batter.
Can I add nuts or chocolate chips?
Absolutely! Feel free to add chopped nuts or chocolate chips into the batter before baking for added texture and flavor.
What makes this banana bread different from others?
The creamy cheesecake filling elevates this banana bread, giving it a rich texture and delicious flavor that sets it apart from traditional recipes.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on a classic favorite. Its creamy filling adds richness, making it perfect for breakfast or dessert. Customize it with your favorite mix-ins like nuts or chocolate chips, and enjoy this versatile treat any time!
Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful twist on the classic banana bread, featuring a luscious cream cheese filling that adds a rich and creamy texture. This recipe is perfect for using up overripe bananas and makes an irresistible treat for breakfast, brunch, or dessert. The combination of sweet bananas and smooth cream cheese will surely impress family and friends alike. Plus, this banana bread is easy to make, versatile enough for any occasion, and freezes well for future enjoyment. Bring warmth and comfort into your kitchen with this delectable banana bread!
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 3 ripe bananas
- ½ cup melted butter
- 1 cup granulated sugar (½ cup white + ½ cup brown sugar)
- 2 large eggs
- ½ cup sour cream
- 2 cups all-purpose flour
- 1 package (8 ounces) cream cheese
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat the oven to 350°F (175°C) and prepare two 9×5-inch loaf pans with nonstick cooking spray.
- In one bowl, blend cream cheese and granulated sugar until smooth; mix in egg and vanilla extract, then incorporate flour.
- In another bowl, mash ripe bananas thoroughly, then mix in melted butter and sugars until combined. Add eggs and sour cream; stir until smooth.
- Combine dry ingredients (flour, baking soda, baking powder) in a separate bowl; gradually mix into wet banana mixture without overmixing.
- Layer half the banana batter into each loaf pan, top with cream cheese mixture evenly, then finish with remaining banana batter.
- Bake for 50-55 minutes or until a toothpick comes out clean with moist crumbs. Allow to cool before serving.
Nutrition
- Serving Size: 1 serving
- Calories: 210
- Sugar: 14g
- Sodium: 180mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg
